I titled this entry after the comment I just made to myself. Today, loyal readers, is payday. Now, of course, I always enjoy payday, but I am disheartened to admit that the anxiety payday once offered me was substantial. Today, though, I was so responsible I peed a little. In the toilet. When my bladder was full. Okay, I'm just being obnoxious.
But really, though, today I started a new page of responsibility by calling up my student loan debtors, finding out monthly payment info, checking on deferments, and figuring out my monthly budget. First of all, let's admit it's an accomplishment that I have a monthly budget. I made one. I'm gonna use it. I am still putting money in savings with this budget. And I still have $50 of "hey, I don't know what I'm going to spend this on, but I'm sure something will come up" money. It's fun in a weird way.
I added up the horrifying total of my monthly student loan payments, and it's (I wish I were kidding) over $500. College is super expensive. But, thanks to the bankruptcy, I can afford it. I can afford those payments. I'm going to have to really stick to the budget and avoid splurges (and Christmas presents might be an adventure), but I can do it. And, thanks to awesome people like you, I'm getting a small but existent payment from ad revenue from this blog. It's fantastic. It's over $100. It's going directly into savings. Every time you click an ad, friends, you're putting money in the pocket of someone who is not going to waste it. Three cheers for learning financial responsibility through terrible decision making and a bankruptcy! AWW YEAH.